Bankruptcy Servicing Solution

Full‑Service Bankruptcy Management for Creditors & Debt Buyers

DCM Services provides a comprehensive Bankruptcy Servicing Solution designed to help creditors, servicers, and debt buyers manage every stage of the bankruptcy process with confidence, compliance, and efficiency. With more than 25 years of specialty recovery experience, DCMS ensures that bankruptcy accounts are handled accurately, timely, and in full accordance with the U.S. Bankruptcy Code.

What Is Bankruptcy Servicing?

Bankruptcy servicing is the outsourced, end-to-end management of creditor accounts after a consumer files for bankruptcy, including filings, monitoring, payments, and court compliance.. DCM Services acts as an extension of your team, ensuring filings, monitoring, payments, and compliance are handled correctly so you can focus on your core business while protecting recoveries.

What’s Included in DCM Services Bankruptcy Servicing Solution

Nationwide Bankruptcy Notification & Location

We identify and track bankruptcy filings nationwide to ensure timely action.

Proof of Claim Assembly & Documentation

We prepare complete, defensible documentation for accurate Proofs of Claim.

Proof of Claim Review & Completion

Each Proof of Claim is reviewed for accuracy and compliance before filing.

Timely Court Filings

Claims are filed on time and in compliance with the U.S. Bankruptcy Code to protect your rights and recoveries.

End‑to‑End Process Oversight

A dedicated team oversees the bankruptcy lifecycle from filing to resolution.

Payment Monitoring & Remittance Management

DCMS ensures compliant payment tracking, processing, and remittance with full visibility.

Benefits of Outsourced Bankruptcy Servicing

  • Ensures regulatory and court compliance

  • Improves recovery outcomes

  • Strengthens internal controls and oversight

  • Reduces administrative burden on internal teams

  • Increases transparency across the bankruptcy lifecycle

  • Streamlines processes and improves operational efficiency

 
 

Why Bankruptcy Servicing Requires a Specialty Approach

Bankruptcy accounts require a specialized approach and should be removed from standard recovery workflows, as they cannot be managed in the same manner as traditional third-party collections. DCM Services applies more than 25 years of specialty recovery experience to deliver compliant, court-driven bankruptcy servicing processes tailored to portfolio type, bankruptcy chapter, and client requirements. This specialized focus results in stronger documentation, improved operational efficiency, and more effective recovery outcomes over the life of each case.

How the Bankruptcy Servicing Process Works

  1. Bankruptcy filing is identified and verified

  2. Required documentation is assembled and reviewed

  3. Proof of Claim is filed within court deadlines

  4. Case activity and payments are monitored

  5. Payments are processed and remitted through resolution

 
 

Bankruptcy Servicing FAQs

  • Creditors, debt buyers, and servicers that manage consumer accounts impacted by Chapter 7, 11, or 13 bankruptcies benefit from outsourced bankruptcy servicing.

  • Timely identification, accurate Proofs of Claim, and consistent payment monitoring ensure that eligible recoveries are not missed.

  • Yes. DCMS operates in accordance with the U.S. Bankruptcy Code and incorporates compliance, training, and quality controls into every process.

  • Absolutely. Processes are customized by portfolio, client, and specialty line of business.